Teacher Mortgages

Teacher MortgagesEveryone knows how busy anyone who works in those industry is. It’s such an important and vital role you play that life can pass you by as you concentrate on your role and the children who rely on you for most weeks of the year.  Yes you get weeks off but these can be filled with exam marking and other important tasks before term begins again. This is why our service can find you teacher mortgages to get you in your next home quickly and easily and with zero stress as your day job probably has enough of this. Maybe your role requires you to move around the country to different schools and this could affect your credit rating, making it harder to get funding for your home. The advisors here at Ideal Home Loans are experts in finding you great deals and the best rates and schemes for when you need teacher mortgages. Use the free call back request form to find out more and start your application knowing you have expert help and guidance every step of the way.

NHS Mortgages

NHS MortgagesNo matter if you’re a doctor, nurse or a dentist, you need to know the options you have when it comes to NHS mortgages and owning your own property as an NHS employee. It is incredibly vital and although it may sometimes feel daunting, particularly if you’re a first-time home buyer, there’s lots of info available to help you make the correct decision for NHS mortgages. We can help you though, we’re here to give you all of the info you require when it comes to owning your own home, specifically when you are requiring NHS mortgages. Speak to the team here today for an informal chat about your needs. You can ask any questions you may have and we will gladly help you find the perfect scheme. Use your free time to relax and unwind away from your busy and vital job helping others. Let us take the stress away from your search for NHS mortgages.

Doctor Mortgages

Doctor MortgagesChances are you work long hours and deal with a high volume of workload, so much so you may have little spare time to take care of the personal matters such as Doctors mortgages if you are considering getting a new home.  There are some excellent schemes available and with access to some great rates including some of the lowest around you can be sure to get a great deal. The team here have experience with making sure you get all the info you need including any fees and repayment figures when it comes to Doctor mortgages. Simply contact us today for a free impartial chat about your requirements. Let us do all the hard work for you and take the stress away from arranging everything so you can concentrate on your role.

Police Mortgages

Police MortgagesIf you work in this industry then chances are your spare time is used for relaxing and having fun. Your job as most know can be stressful at times so any free time you have needs to be used to relax and unwind. So, if you are looking for Police mortgages in your spare time it could be a stressful experience. This is where the team here at Ideal Home Loans can help. Why should you waste hours scouring online and searching for the best schemes and rates when we can do this for you. Avoid wasting hours completing the same information into multiple forms when we can search the market for you.  We will present the best schemes and rates suitable for your requirements and then we can discuss the best course of action.  We can discuss the fees involved and what your repayment figures will be too for Police mortgages. Simply drop us an email or call us to start your journey into your new home.

Company Director Mortgages

Company Director MortgagesIf you run your own business chances are your time is very limited and you have to organise yourself to make the most of your time. This goes for your free leisure time also. Which is why when looking for company director mortgages it’s always best to let the experts do this for you. This is where the team here at IHL can help. We can make sure you have a stress free journey and if you have complex finances we can make sure they are all presented correctly to give you the best chance of a yes decision.  We take care of everything so you don’t have to spend hours searching online and entering the same details over and over again on various different websites. The irony is sometimes it is business owners who find it hard to get a mortgage. We have experience of this situation and we can make sure you get all the help and advice you need when it comes to company director mortgages. Get in touch today to discuss your individual requirements.

Veteran Mortgages

Veterans MortgagesAfter you have left the armed forces  it might seem you have been left to just get on with things and get no help from anywhere. This, however is far from the case.  You can get specialist help when you need and especially if you are seeking veteran mortgages. If you have decided now is the time to get on the property ladder you may be confused and concerned about going to the main high street lenders. This is where we can help as we are ex servicemen ourselves and we understand your circumstances also. We  have experience will all situations and scenarios when it comes to veteran mortgages and we can help you get a great deal with the latest rates. We make sure you are aware of all fees at all times and know how much repayment fees will be and any penalty fees should you decide to leave your veteran mortgage early.  We can help you get access to the latest rates and deals on the high street and should  you have any circumstances which require unique attention we  work with dedicated specialist lenders also who take on cases  others won’t. We can do all the stressful work for you.

Military Mortgages

Military MortgagesThere are many aspects of working in the forces that could play a part in your application if you are looking for military mortgages to buy your home. Thankfully we know all of these and can  deal with them accordingly during your preparation and application process.  You might be stationed overseas or have to move around the UK to be stationed in different places.  Both of these could affect your ability to get a high street lender to work with you. Being ex servicemen ourselves we know just what to do. We can take care of everything and make sure you get the right military mortgage for your requirements. Speak to the team here and we can go through everything involved and  get you started on the journey to owning your new home. Use our free call back form and we will discuss all your requirements. You can ask any questions you have and we can make sure you understand fully what’s involved with military mortgages.

HMO Mortgages

HMO mortgages  are similar to a buy to let product and the loan is usually set up in a way in that it’s an interest only loan. This means you only pay back the interest each month. You will need a HMO license and this is available from your local council however you do need to satisfy a certain criteria to qualify for one. You would pay the actual capital of HMO mortgages back when you sell the property. Most local council websites will have a page for HMO mortgages and licences related information and you apply direct with them should you wish to do so.

Forces Help To Buy

Armed Forces Help To BuySaving up for a deposit for a mortgage can take years and mean plenty of sacrifice and dedication, often missing out on holidays etc. Lenders  like you to be able to put down at least 5% of what you want to borrow and in some cases only 10% will be accepted. This is where forces help to buy can help you. You could be entitled to an interest free loan that you use as your deposit.  This  can be as high as 50% of your salary but is capped at £25,000. This is paid back over 10 years so 120 months. The forces help to buy can get you on the property ladder and the loan is interest free too.  You can borrow up to 50% of your salary. You can apply for this no matter where in the world you are.

Please feel free to contact us anytime on 0333 772 1328 or email us at help (@) idealhomeloans.co.uk