With many years of experience Ideal Home Loans are well placed to suggest and provide the most suitable solutions to protect your mortgage and financial commitments.
Taking out any kind of mortgage or a large loan is a massive commitment, and, in all the hustle & bustle, it is easy to neglect the need to put plans in place to protect against the uncertainties that life can throw at us. If something should affect your ability to successfully manage your finances in the future, you need to be able to protect your investment and your family. In a worst case scenario, your family and loved ones will be left with debts that they simply cannot manage. So, it is essential to protect your income and your commitments.
Do you have the protection you need to proceed with securing your new home? We help ensure that our customers have the security they need to protect their family and loved ones from unexpected financial difficulties. Provided with their own dedicated mortgage adviser, our customers get the full benefit of a wealth of experience, guiding them through the process with the assurance that their protection needs are addressed correctly.
Our comprehensive service includes finding the right protection solutions for any possible circumstances. Protection services include;
- Life Insurance to protect in the event of death – we offer a choice of insurers
- Critical Illness Insurance and Income Protection which cover against the inability to work due to sickness, disability and serious illness
- Household Insurance to protect your buildings and/or contents
- Accident Sickness and Unemployment Cover
- Landlord Insurance for Buy to Let Investors
Understanding Mortgage Protection
The mortgage application process can prove to be a stressful time and may result in some other essential “add ons” being overlooked. Here at Ideal Home Loans, we will guide you through various protection products that should be considered, to compliment your mortgage commitment and avoid financial hardship should the unexpected occur.
Taking into account any protection you might already products, we will put together a suitable plan to cover the important financial risks and talk through our recommendations. Products to insure your life in the event of a serious critical illness or death, your income in the event of sickness or unemployment and your property will all be thoroughly discussed as part of the service.